Discover Credit Cards
Filter through major commercial bank credit cards. Toggle checklists to isolate lounge accesses, lifetime-free waivers, and cashback rates.
Affiliate Disclosure: CardCompare India is a free public directory supported by referral commissions from credit card issuers. Applying for cards through our links helps maintain our resources. This does not affect card rates, fees, or rankings. Recommendations remain editorially independent. No guaranteed approval is implied.
Features
Card Issuer / Bank
Annual Fee
Best For
We use direct bank files to verify values. However, terms are determined by the bank and subject to updates.
State Bank of India
SBI Cashback
Cardmember
CARD COMPARE MEMBER
State Bank of India
SBI Cashback Credit Card
Rewards: 5% cashback on online spends (without merchant capping restrictions, with some exclusions like rent, utilities, fuel). 1% cashback on offline spends.
Lounge Access: Complimentary lounge access is currently not offered on this card.
We may earn a commission.
Axis Bank
Axis ACE
Cardmember
CARD COMPARE MEMBER
Axis Bank
Axis Bank ACE Credit Card
Rewards: 5% cashback on Google Pay bill payments, utility refills, and mobile recharges. 2% cashback on Ola, Swiggy, and Zomato spends. 1.5% cashback on all other transactions.
Lounge Access: 4 complimentary lounge visits per calendar year at domestic airports.
We may earn a commission.
HDFC Bank
HDFC Millennia
Cardmember
CARD COMPARE MEMBER
HDFC Bank
HDFC Millennia Credit Card
Rewards: 5% cashback (as CashPoints) on Amazon, Flipkart, Swiggy, Uber, Zomato, Tata CLiQ, BookMyShow, Myntra. 1% cashback on other spends.
Lounge Access: 8 complimentary domestic lounge visits per year (maximum 2 per calendar quarter), subject to credit spending rules.
We may earn a commission.
ICICI Bank
ICICI Amazon Pay
Cardmember
CARD COMPARE MEMBER
ICICI Bank
ICICI Amazon Pay Credit Card
Rewards: 5% cashback for Amazon Prime members on Amazon India spends. 3% cashback for non-prime members on Amazon India. 2% on Amazon Pay partner merchants (flights, insurance, bill payments). 1% on other general spends.
Lounge Access: No complimentary airport lounge access benefits.
We may earn a commission.
HDFC Bank
HDFC Regalia Gold
Cardmember
CARD COMPARE MEMBER
HDFC Bank
HDFC Regalia Gold Credit Card
Rewards: 4 Reward Points for every ₹150 spent. 20 Reward Points for every ₹150 spent at partner brands (Marks & Spencer, Myntra, Nykaa, Reliance Digital). Points can be redeemed for flights/hotels at ₹0.50 per point.
Lounge Access: 12 complimentary domestic lounge visits per year. 6 complimentary international lounge visits per year via Priority Pass.
We may earn a commission.
Axis Bank
Axis Flipkart
Cardmember
CARD COMPARE MEMBER
Axis Bank
Axis Bank Flipkart Credit Card
Rewards: 5% cashback on Flipkart purchases. 4% cashback on preferred partner merchants (Cleartrip, Cult.fit, PVR, Swiggy, Tata CLiQ, Uber). 1.5% cashback on all other spends.
Lounge Access: 4 complimentary domestic lounge visits per calendar year.
We may earn a commission.
IDFC FIRST Bank
IDFC FIRST Millennia
Cardmember
CARD COMPARE MEMBER
IDFC FIRST Bank
IDFC FIRST Millennia Credit Card
Rewards: 3X reward points on offline spends. 6X reward points on online spends. 10X reward points on incremental spends above ₹20,000 per month. 10X rewards on birthday spends. (1X = 1 point per ₹150 spent. Point value = ₹0.25).
Lounge Access: 4 complimentary domestic airport lounge visits per calendar year, subject to monthly card spends of ₹20,000+.
We may earn a commission.
AU Small Finance Bank
AU LIT
Cardmember
CARD COMPARE MEMBER
AU Small Finance Bank
AU Bank LIT Credit Card
Rewards: Base reward rate of 1 Reward Point per ₹100 spent. Boost reward rates by activating subscription modules: e.g., 5% cashback on groceries/dining, 10X points on online spends.
Lounge Access: Customizable. Add complimentary domestic lounge access visits for specific quarters through a subscription fee.
We may earn a commission.