Category Round-upIndependent Review

Best Travel Credit Cards

Unlock free airport lounge visits, hotel vouchers, international flight discounts, and low foreign currency transaction markups.

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HDFC Bank

HDFC Regalia Gold

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HDFC Bank

HDFC Regalia Gold Credit Card

Best For Travel

Joining Fee₹2,500

Annual Fee₹2,500

Renewal WaiverWaived on annual spends of ₹4,00,000 or more in the previous year.

Rewards: 4 Reward Points for every ₹150 spent. 20 Reward Points for every ₹150 spent at partner brands (Marks & Spencer, Myntra, Nykaa, Reliance Digital). Points can be redeemed for flights/hotels at ₹0.50 per point.

Lounge Access: 12 complimentary domestic lounge visits per year. 6 complimentary international lounge visits per year via Priority Pass.

Verified: 13 June 2026Official Bank Source

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Yes. Premium and travel credit cards usually require a CIBIL score of 750 or above, along with a stable monthly income of ₹50,000+ or a high annual tax filing.