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IDFC FIRST Bank Credit Cards

IDFC FIRST Bank is known for customer-friendly credit card policies, low interest rates, and lifetime-free cards with rich rewards.

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Official Source Verification

IDFC FIRST Bank

IDFC FIRST Millennia

Cardmember

CARD COMPARE MEMBER

VISA
Best For Lifetime Free
Joining Fee₹0 (Free)
Annual Fee₹0 (Free)

Rewards: 3X reward points on offline spends. 6X reward points on online spends. 10X reward points on incremental spends above ₹20,000 per month. 10X rewards on birthday spends. (1X = 1 point per ₹150 spent. Point value = ₹0.25).

Lounge Access: 4 complimentary domestic airport lounge visits per calendar year, subject to monthly card spends of ₹20,000+.

Verified: 7 June 2026Official Bank Source
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